CSH Loan Products
CSH focuses our lending services on the specific needs of developers creating supportive housing so that every community can build smarter solutions to prevent and end homelessness. Our financial products expedite development of supportive housing projects, enabling them to better prepare and compete for funding. CSH loan products are available as stand-alone or combined with our other loan products. We’ll even work with you to pair financing with CSH trainings and technical assistance to help ensure that your project is the highest quality supportive housing.
Project Initiation Loans (PILs)
These early stage loans are a unique CSH offering. They encourage developers to get projects off the ground with flexible terms that may include 0% interest for the first 24 months. PILs are typically up to $50,000—just large enough to move your project through the feasibility stage of the development process.
Need financing for real estate acquisition in connection with the development of supportive housing? CSH can help. Whether combined with predevelopment funds or on their own, our acquisition loans offer the same great rates and flexibility of all our financial products.
Once your project is further along, CSH offers funding for predevelopment costs associated with the development of supportive housing. Priced with a competitive interest rate, CSH predevelopment loans are flexibly structured to meet your project’s financing needs. Unlike many CDFIs, we will consider loan amounts of over 100% of collateral value.
CSH offers loans for construction or rehabilitation for projects of all sizes. If need be, CSH can partner with other construction lenders on a single transaction.
For projects that have completed construction, we offer amortizing loans typically structured with terms of up to five years